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Declined Message at Checkout

Declined error means that the issuer bank declined the transaction. 
The meaning of do not honour is: The customer’s bank has declined the transaction as the credit card number has failed a security check, or the funds have been frozen or depleted. The customer should use an alternate credit card. Kindly keep Kin mind that this is from the side of the issuer bank of the customer. 
As for the meaning of Transaction not Permitted to Cardholder is: order failed due to the customer's bank (Declined). The reason is that the customer doesn't have funds in his account, or the bank policy declined the transaction, in such cases, you may advise your customer to check with his bank.